The MoneyHelper website offers free and impartial guidance on a wide range of financial topics including earnings, debt management, pensions and retirement, savings and budgeting, life events such as redundancy or a relationship breakdown, benefits and mortgages.
I need help to pay for somewhere to live. Who can help me?
Everyone needs a safe place to live. Citizens Advice can guide you to people who can help. If you need to find somewhere to live - Citizens Advice
You may be eligible to claim Housing Benefit to pay for the place where you live. Housing Benefit: Eligibility - GOV.UK
When you find somewhere to live, you will probably need to pay Council Tax. You might be able to get help to pay this. How Council Tax works: Working out your Council Tax - GOV.UK
What are the bills I need to pay?
Most people live in property where you need to pay for energy (electricity, gas), phone (landline and/or mobile), internet , council tax, water, rent or mortgage, and some pay service charges. You may also have extra payments, such as monthly repayments for items you have borrowed money for.
Can I claim benefits?
Many neurodivergent adults claim benefits. There are many different types of benefit. Some are only for people who have worked, and have paid National Insurance for at least two years. Some other benefits are designed for people who are unable to work. Other benefits are available to you and are not affected by whether you are working.
HMRC (His Majesty's revenue and collections) collect the money that pays for the UK's public services, and help families and individuals with targeted financial support. You can ask for additional support when dealing with them.
If your neurodivergence significantly impacts your daily living or mobility, you may be eligible for Personal Independence Payment (PIP) which can lead to extra help with benefits like Housing Benefit. You may also be able to apply for ESA which is a welfare benefit designed to support individuals who are unable to work due to a health condition or disability. It provides financial assistance to help with living costs and offers support to help individuals get back into work if possible.
Personal Independence Payment (PIP): What PIP is for - GOV.UK
Employment and Support Allowance (ESA): Overview - GOV.UK
Universal Credit: What Universal Credit is - GOV.UK
What happens at a DWP assessment?
After applying for certain benefits people may be asked for an assessment. A healthcare professional asks questions and may ask you to perform tasks to evaluate how your disability or health condition affects your daily life. For autistic people this can seem irrelevant. However, you have completed the forms for the benefit. You know the types of questions. To prepare for the assessment write down everything you think you would like to say. You can add extra things too. You might need to explain the length of time it has taken to prepare the information, as the assessor will not know, and this is useful information for them.
Health conditions, disability and Universal Credit: If you have a Work Capability Assessment - GOV.UK
I like to go to the cinema. What is a CEA card?
A CEA card offers a free ticket to the person who accompanies you to the cinema. You have to pay for it, and you apply for it online Home - CEA Card